Frequently Asked Questions.
Q.What will it cost me to use BAYSIDE HOME LOANS?
A.Here at Bayside Home Loans we offer a FREE professional home loan consultancy service with no broker fees applicable. The banks/lenders simply pay us a fee, for doing all the work.
Q.Can I obtain a cheaper home loan than the one I currently have?
A.Many borrowers are paying a much higher interest rate on their home loan than they would need to be. We can provide you with a “FREE HOME LOAN QUOTE”. Give us a challenge to save you heaps of money…We love doing it!
Q.Can you handle all the paperwork for me?
A.We certainly can. We assist you through the whole process including settlement and beyond.
Q.How will I know how my loan application is progressing?
A.We keep you up to date throughout the whole process as you move forward.
Q.What if I don’t know which loan is right for me?
A.We explain in easy to understand terms, the different types of loans and how best to work them to your advantage, not the Banks.
Q.What if my bank or another lender has already declined my application?
A.We have access to over 40 lenders and their policies and guidelines vary significantly. Therefore simply because you don’t fit one or more lenders criteria, does not mean another lender won’t welcome your application. This is another area where our professional service is extremely valuable.
