Refinancing your home loan...
Lenders’ discounting fees and interest rates are a continuing trend here in Australia and is a reflection of unusually strong competition between lenders for market share. Have your home loan needs changed, or are you simply looking for a better deal?
The following checklist will help you identify whether your current home loan package continues to suit your needs.
- Are you dissatisfied with the level of service and current features (such as redraw) provided by your current lender?
- Have your circumstances changed since taking out your current home loan?
- Do you think that debt consolidation might suit you and help to reduce your monthly commitments?
- Would you like to pay off your home loan sooner?
- Are you considering any home improvements / renovations? Or would you like some additional cash to update your motor vehicle or go on a holiday?
- Are you considering the purchase of an investment property?
If you have answered YES to any of these questions, a refinance / consolidation or renovation loan might be the right option for you. This type of loan for many is a practical solution provided you carefully assess the options and cost with your BAYSIDE HOME LOANS representative.
Client Testimonial
Friendly, capable and highly versed in financial products.
Too good to go elsewhere.
I have consolidated a line of credit loan with an investment property and now feel more confident with a fixed repayment rate.
A Cum
